A business that is able to generate enough profit is worth venturing into. However, it is not usually easy to run a business and be able to generate the desired amount of profit within the desired period of time. There are many factors that can account for this. However, money is usually the underlying factor. For example, you may have dreams to propel your business to higher heights but you may not have enough funds to bring your dreams to fruition. In order to quail the negative effects of financial hurdles in running a business, it is always advisable to acquire a small business loan. Small business loans can be acquired from any financial lending institution. However, there are certain important factors that you have to bear in mind before acquiring a small business loan.First of all, you must try to carry out a viable and timely market analysis. This step is very important and should not be overlooked. Market analysis can enable you to know how to run a business without incurring too many losses or any losses at all. It is a sure way of knowing the strengths and weaknesses of your business, learning more about the number of customers who may available to help you sustain your business and the estimated amount of money that you may have to pump into your business in order to see viable results. Without this step, any business is bound to fail.After carrying out market analysis, you have to found out the hurdles that will affect your business. It is important to always bear in mind the fact running a business is not a smooth ride. Sometimes there are losses which can be substantial enough to ruin your business. A good business person must know how to avoid the hurdles that are associated with running a particular business. If you want to be a successful business person, you have to remember to identify all your obstacles and how to overcome them. As a matter of fact, only small business finances that have been acquired by business persons who are aware of the obstacles awaiting them have been properly utilised.It is also important to identify all the risks that may be involved in the running of a particular small business. In this case, the business person involved will be responsible for deciding whether to take a particular risk or not. Some risks tend to yield desired results, while others tend to jeopardise the progress of a business. It is entirely up to you as a small business owner to decide whether to take a particular risk or not. The timing is usually important because it determines whether the risk is worth taking or not.If you have prospects of acquiring one of the small business loans, you must be able to use the funds accordingly. In this case, this means expanding your current small business so as to generate enough funds to repay the loan. Otherwise, acquiring a small business loan will be equivalent to digging your own grave.